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Personal
Oct 1, 2025
2025 Halloween Spending Survey
CIT Bank and Harris Poll asked American adults if and how they plan to celebrate Halloween this year.
Your online security is always a priority.
CIT Bank will never ask you via phone, text or email for your account number, PIN or username. If you receive an email, text or phone call from CIT Bank requesting this information, do not provide it and contact us directly.
If you’ve been targeted by fraudsters or want to learn more about how to protect yourself, visit our Fraud Prevention page.
We’re here to help you on your financial journey.
CIT Bank offers a diverse range of ownership options for personal savings, CDs and eChecking accounts, including individual, joint, custodial and revocable trusts. We offer competitive rates, easy access to your accounts through online banking and a mobile app, and a customer service team ready to answer your questions.
Flexible Solution
Savings goals set? Make your mark and save for the future with our Savings Connect account. Up to 3.75% APY.Scroll to disclosure: 1
Short-term Solution
All work and no play? Start saving for that exotic vacation with our 13-Month CD.
3.35% APY.Scroll to disclosure: 2
Long-term Solution
Home sweet home. Start saving for that down payment today with our 18-Month CD.
2.85% APY..Scroll to disclosure: 3
CIT Bank is a division of First Citizens Bank. First Citizens has a reputation for financial strength, exceptional customer service and prudent lending that spans 125 years. Over those years, First Citizens has delivered sustained growth, demonstrating stability and resilience while adapting to changes in the business environment along the way. Learn more
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Your money is safe and sound.
First Citizens Bank and Trust Company (FCB) is a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are insured up to $250,000 per depositor, for each account ownership category. Deposits held under the names of First-Citizens Bank and Trust Company and all banks which are a division of FCB are not separately insured. Deposits from each of these banks must be combined for purposes of determining whether a depositor has exceeded the federal insurance deposit limit.
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